Latest News
Have a Merry Christmas and prosperous 2017!
All at Clarke Nicklin Financial Planning would like to wish you a very Merry Christmas and Happy New Year! The office will be closed on 26th & 27th December and 2nd January 2017. We have skeleton staff levels in the office over the festive period ...
Generation X are procrastinating when it comes to putting money aside for retirement
People with birth dates between 1964 and 1979 are labelled ‘Generation X’ and are suffering from a widespread tendency to procrastinate when it comes to putting money aside for retirement, according to the results of a new survey*. Carried out by YouGov on behalf of ...
How financially prepared are you for your future?
Thanks to healthier lifestyles and advances in medicine, people are living longer, but many are not financially prepared for retirement. When it comes to setting your investment goals or strategy for your retirement, there are two main options. If you’re looking to build up the ...
Navigating your investment options – How professional advice can prove invaluable
Navigating your investment options - How professional financial advice can prove invaluable Few of us have the time or inclination to understand the vast number of different investment products available and consider what the best options are to suit our objectives. Managing our ever-changing financial ...
Consolidating your pension pots
What to consider to ensure you don’t lose out Have you ever considered moving and consolidating your pension to another scheme or provider? There are a host of reasons why people might want to do this before they reach retirement. Better fund performance, lower charges ...
Auto Enrolment soon to hit ‘new employers’
If you are a still in the early stages of business, the obligatory Auto Enrolment workplace pension scheme that the government imposed from 2012 may well be off your radar. Firms on a PAYE scheme set up after 31 March 2012 are classed as ‘new ...
Getting ready for life beyond work
Three-year growth in adequate retirement saving steadies Changing life plans and priorities will mean we encounter varying income needs and goals throughout our life, and when saving for retirement certain innate behavioural traits will influence our decision-making. Savings levels in the UK are showing signs ...
The Pensions Regulator warn “Do not ignore Auto Enrolment”
The Pensions Regulator (TPR) are warning firms reaching their staging date that they are ill advised to ignore the ‘workplace pension’. The next two years will be the busiest period, reaching small and micro employers. Even a hairdresser, an architect or people who employ a ...
Parents putting financial health at risk to fund university costs
When it comes to funding a university education, it is parents and grandparents that typically look to provide the money. But even though this may be the case, last year’s graduates from English universities still left with an average of £44,000 debt (source: Sutton Trust), ...
Clarke Nicklin Financial Planning re-launch website
Stockport based Clarke Nicklin Financial Planning, part of the Clarke Nicklin Group, has a newly re-launched website. The new website is designed specifically to focus on the services provided by Clarke Nicklin Financial Planning and will compliment the services of the Clarke Nicklin’ Group. Created ...
Small and micro-employers need to plan for pensions Auto Enrolment
The Pensions Regulator says more than 100,000 employers have already enrolled six million staff into a workplace pension since its launch in October 2012Clarke Nicklin Financial Planning are warning that Auto Enrolment is about to hit small and micro-employers. The Pensions Regulator says more than ...
Pensioners financially ‘reliant on others’
New research outlines typical financial situations A small number of pensioners are relying on loved ones to help them financially during retirement, and those approaching retirement seem to be in an even worse situation. Yet equally worrying is that people are also far more likely ...
