Apr 2021 – Give and Save

Give and save Giving to charity under Gift Aid can result in a win/win for both the donor and the charity. Making a Gift Aid donation will reduce your tax bill for the year in which the donation is made if your total income is ...
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Apr 2021 – Max Out Your State Pension

Max out your state pension Individuals who reach State Pension Age (SPA) on or after 6 April 2016 need to have accrued 35 complete years of National Insurance Contributions (NIC) to receive the full state pension. To receive any UK state retirement pension, you need ...
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March 2021 – Stamp Duty Holiday Extended in Spring Budget

Stamp duty holiday deadline extended in Spring Budget Earlier this month the government announced that the temporary stamp duty holiday in England and Northern Ireland has been extended until the end of June. The news will hopefully come as a relief to those buyers and ...
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March 2021 – The 2021 Budget Summary

Budget 2021 – Key points Chancellor Rishi Sunak announced the contents of his Budget this week. Setting out the government's tax and spending plans for the year ahead, he announced new measures to help business and jobs through the pandemic and to support the UK's ...
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March 2021 – Profit from your Home

Profit from your home Contrary to popular belief, the profit you make when you sell your home, or a former home, is not automatically exempt from Capital Gains Tax (CGT). This tax exemption applies to gains that relate to periods in which you lived in ...
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March 2021 – Investing for the Future

Investing for the future The Government encourages individuals to make high-risk investments in small trading companies or charities by providing Income Tax relief for investors in the following schemes (limits for 2020/21): • Social Investment Tax Relief (SITR): 30% relief on up to £1 million ...
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Feb 2021 – End of the Holiday

To boost the property market after the first COVID-19 shutdown, the Chancellor introduced a Stamp Duty Land Tax (SDLT) holiday for residential properties. If you are buying your first or only home in England or Northern Ireland for up to £500,000, you will pay no ...
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Jan 2021 – Client Liaison

Client liaison has always been an important aspect of Clarke Nicklin Financial Planning, however more so now than ever. In the video below, Partner and Financial Advisor, Scott Herbert, discusses how him and the CNFP team have liaised with clients during the Coronavirus pandemic and various ...
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Jan 2021 – Capital Gains Tax on Two Homes

CGT on two homes Moving home is particularly stressful in the middle of a pandemic, as key steps get delayed and deals may fall through. The gain you make on the sale of your home is only free of Capital Gains Tax (CGT) for the ...
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Dec 2021 – The Current Stock Market

Partner and Independent Financial Advisor, Scott Herbert discusses below the current stock market and how COVID-19 has affected this. To see more videos produced by Clarke Nicklin Financial Planning, please see here ...
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Dec 2020 – Land Tax Holidays

Land tax holidays When you buy a home, you normally have to pay a land tax on the purchase price. There are three different forms of land tax that apply in the UK and each has their own starting thresholds, rates and bands. One common ...
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Nov 2020 – Scott Herbert’s Views on the Current Property Market

Scott’s views on the current property and mortgage market: To discuss property and mortgage related queries, please take a look at how our mortgage advisor, Jon, can be of assistance ...
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