Latest News
April 17 – Government to assist with the bank of Mum and Dad!
A new ISA is to become available from 6 April 2017, the new Lifetime ISA is aimed at young adults to start saving. This might be an ideal opportunity for parents wanting to assist their children in saving for a first time home. Or, it ...
March 2017 – ISAs at a new low
The average rate of a Cash ISA has fallen to a record low of 0.82% according to Moneyfacts, ten years ago the rate averaged at 5.06%. ‘Don’t let that put you off investing though’ comments Scott Herbert, Partner & IFA, Clarke Nicklin Financial Planning. ‘It’s ...
Tax free pension advice allowance
From 6 April 2017 many will be able to withdraw £500 up to three occasions (but once in a tax year) from their pension pots tax free for pension and retirement advice. The government want to encourage individuals to make good financial decisions to save ...
Mar 17 – Don’t miss the ISA deadline
Take control over where your money is invested tax-efficiently Each tax year, we are each given an annual Individual Savings Account (ISA) allowance. The deadline to add to the tax-efficient accounts is at midnight on Tuesday 5 April 2017. It is a ‘use it or ...
Mar 17 – ‘Mid-life savings crisis’ – start looking at realistic options
Retirement planning is simply about how you look at your future. However, more than a million Britons are facing a ‘mid-life savings crisis’ as they near the age of 40 with no retirement savings, according to research from Zurich. A third of British adults aged ...
Mar 17 – Positive planning for old age – Making provision in a way that meets your needs and wishes
As a population we are living longer, and with an ageing population the need for care is growing, with the time spent in care increasing. However, a fifth of the UK have no idea who will look after them if they have care needs in ...
Feb 17 – Reduce the long term cost of your mortgage
Reduce the long term cost of your mortgage The last thing you want to think about is parting with more of your hard earned cash but it can be advantageous. IFA and mortgage advisor Jon Nield from Clarke Nicklin Financial Planning highlights the benefits of ...
Feb 17 – Capturing the upside – Forecasting future variations in volatile investment returns
To invest successfully, you have to navigate complex market forces, so it's important to take a more rounded approach. Investors have much to think about when choosing and understanding investments; in particular, market volatility and the impact it can have on your investment. Choosing the ...
Jan 17 – Freedom to choose – Using your pension pot
Have you considered all the potential costs of retiring? Some people find their expenses fall once their working life ends, but it’s important not that assume that all your expenses will go down – some may increase, such as heating and leisure costs. The constantly ...
Jan 17 – Your financial future is in your hands
LATEST BLOG Now might be an ideal time to plan ahead financially for you and your family. Independent Financial Advisor and Partner of Clarke Nicklin Financial Planning, Scott Herbert discusses the benefits of having a plan in place for a healthy financial future. ‘The main ...
Your financial future is in your hands
Now might be an ideal time to plan ahead financially for you and your family. Independent Financial Advisor and Partner of Clarke Nicklin Financial Planning, Scott Herbert discusses the benefits of having a plan in place for a healthy financial future. ‘The main message is ...
Dec 2016 – How financially prepared are you for the future?
Thanks to healthier lifestyles and advances in medicine, people are living longer, but many are not financially prepared for retirement. When it comes to setting your investment goals or strategy for your retirement, there are two main options. If you’re looking to build up the ...
