March 2019 – Auto enrolment increases

On 6 April 2019 regulatory increases are to be applied to all auto enrolment pension schemes, both employer and employee increases are to be made as follows: Date Employer minimum contribution Employee minimum contribution Total minimum contribution Current rate: 6 April 2018 to 5 April ...
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March 2019 – ISA efficient tax savings

The deadline for using your ISA allowance for the 2018/2019 tax year is midnight on April 5th, 2019. You can save for retirement in a number of ways. The traditional route is via a pension scheme, but you could also use an ISA. Savers aged ...
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April 2019 – Is your Inheritance Tax fit for purpose?

Scott Herbert, Partner and IFA, recently held a joint seminar with Clarke Nicklin's Tax Partner Paul Draper to highlight the benefits of planning for the second most resented Tax. Inheritance Tax could result in 40% of your family's wealth dissapearing overnight without effective planning. Check ...
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Clarke Nicklin Financial Planning welcome regulators new pension fraud campaign

Pension fraud has hit the headlines once more as latest figures reveal that victims of pension scammers lost an average of £91,000 each in 2017. This has prompted both The Financial Conduct Authority (FCA) and The Pensions Regulator (TPR) to act. The two regulators have ...
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August 2018 – Further expansion to the team

Clarke Nicklin Financial planning (CNFP) are delighted to announce further expansion to their team, as Support Services Senior Suzy Middleton moves internally from her role providing administration support across all of the Clarke Nicklin services, to become Financial Planning Administrator specialising in that service line ...
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July 2018 – Scott Herbert Irons out the myths surrounding protecting income through illness

Scott Herbert irons out the myths surrounding protecting income through illness Revealing statistics show that only 9% of the British public have income protection (IP), in comparison to 41% who have life insurance, despite the clear issues it would cause for most people if they ...
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May 2018 – Pearls of wisdom for mortgage buyers

He comments ‘Our customers tell us that it’s never been harder to land a mortgage. People are being turned away, not because they have difficult or unusual financial circumstances but because of a lack of prior planning. This doesn’t just apply to first time buyers, ...
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CNFP team up with Life Leisure to offer ‘free’ Health and Wealth workshops

Stockport ‘skills swap’ set to boost region’s physical and financial fitness Businesses across the region are to be given an opportunity to enhance their staff’s physical and financial wellbeing, thanks to a successful ‘skills swap’ between two Stockport organisations. Life Leisure, which manages sport and ...
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April 18 – CNFP team up with Life Leisure to offer Health and Wealth workshops

Stockport ‘skills swap’ set to boost region’s physical and financial fitness Businesses across the region are to be given an opportunity to enhance their staff’s physical and financial wellbeing, thanks to a successful ‘skills swap’ between two Stockport organisations. Life Leisure, which manages sport and ...
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Don’t miss the ISA deadline for tax-efficient investing

Don't miss the ISA deadline for tax-efficient investing Each tax year, we are each given an annual Individual Savings Account (ISA) allowance. The deadline to add to the account is midnight, Thursday 5 April 2018 and it’s a ‘use it or lose it’ allowance. If ...
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Feb 18 – Auto enrolment increases due April

IMPORTANT INFORMATION REGARDING AUTOMATIC ENROLMENT On 6th April 2018 both employer and employee regulatory increases will be applied to all pension schemes for auto enrolment, with further increases to be made in April 2019. It is the employers obligation to inform employees of this increase ...
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Feb 18 – Differing generations – Are you a stereotypical saver?

Differing Generations - Are you a stereotypical saver? There are many differing statistics around attitudes to saving and investing, suggesting as we mature our focus and mind set will shift. According to statistics*, Millennials (age 21-34) focus on working in a fulfilling career and making ...
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