Life cover, mortgage protection and Health insurance, income protection….do you have it and why is it important?
Many of us don’t like to think about covering living expenses if we die or are unable to work through long term sickness. However, the people that you love the most would be affected the greatest financially if something happened to you and suitable protection was not in place.
If you have family or dependents who rely on your salary, it’s vital not only to have a policy in place but to have a policy that gives you the correct cover. There are a variety of policies available to suit you and your personal and family circumstances, ranging from those which purely pay off debts to providing an ongoing income, with a variety of circumstances protected by different products and different policies.
As Independent Financial Advisors and being experts in the field, Clarke Nicklin Financial Planning will assess the most appropriate policy and type of cover for your needs by getting to know in detail you and your circumstances, and will offer best advice on choices available as well as finding the best rates available for the protection you need.