On 6 April 2019 regulatory increases are to be applied to all auto enrolment pension schemes, both employer and employee increases are to be made as follows:



Employer minimum contribution

Employee minimum contribution Total minimum contribution

Current rate: 6 April 2018 to 5 April 2019




New rate: 6 April 2019 onwards




By law a total minimum amount of contributions must be paid into the scheme. The employer must make at least the minimum employer contribution towards this amount and staff members must make up the difference. 

If any employees do not want to increase their contribution they must opt out of the scheme by April 5, 2019. As an employer though you cannot be seen to be offering advice on this, you need to remain impartial.

If you need any further advice please do not hesitate to contact us.